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insurance & fees

Insurance

All Hiraeth clinicians are in-network with these insurance providers: 

  • Aetna/First Health

  • Blue Cross Blue Shield/Anthem

  • Blue Plus

  • Cigna and Evernorth

  • HealthEZ/America's PPO

  • HealthPartners

  • Hennepin Health

  • MNCare/Medical Assistance/Medicaid

  • UCare

Only independently licensed clinicians are in-network with the following insurance providers: 

  • Medica

  • UMR

  • United/UBH

Insurance sometimes provides out-of-network benefits as well, so it's worth checking with your provider directly.

Checking Coverage

To verify coverage, we recommend checking with your insurance provider directly.  Here are some questions you may want to ask them:

  • Is Hiraeth Psychotherapy (NPI #1780175182) an in-network provider? (This is more accurate than giving a specific therapist's name, as insurance directories are not always up-to-date)

  • Do I have a deductible for outpatient mental health services?  (If so, what month does my deductible start over?)

  • What will my co-payment or co-insurance be per session? (if you don't have a deductible, or after you deductible is met)

 

Paying Your Bill

Existing clients can view invoices and pay their bill here.

Private Pay Fees

If you do not have insurance or choose not to use your insurance, there are some benefits to this approach.  Paying out-of-pocket for therapy means that no private information about you is submitted to an insurance company, including a diagnosis and (when requested) therapy session notes.

When using insurance, the insurance company tells us how much you will pay for your sessions. When you opt out of using insurance, we can discuss a fee with you that feels affordable. Sliding scale fee services are sometimes available to qualifying individuals; please contact us for more information about this option.​

According to the “The No Surprises Act" (2022), patients who do not have insurance or who are not using insurance have the right to receive a “Good Faith Estimate” for the expected cost of treatment. Your therapist will collaborate with you to determine how many sessions you may need, based on your diagnosis and treatment goals. For more information, please speak with your therapist or visit www.cms.gov/nosurprises.

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